Registration Guidelines for Health BPJS and Private Health Insurance

Health insurance is one of the priorities you need to think about. By having health insurance, you have prepared health investments in the future and are prepared for the risks that may arise at any time. If you have just thought about registering for a particular health insurance then you need to prepare it well. This article will explain various ways of registering health insurance, both BPJS and private health insurance.

How to register for health insurance

Health insurance is divided into two, namely those provided by the government and compulsory, namely JKN-KIS managed by BPJS Health and also private health insurance. The following is the registration procedure that you need to follow from each of these health insurance.

How to register for insurance with BPJS Health

how to register

Registering to become a member of Health BPJS participants can be done both offline and online. But before, you need to prepare a variety of general documents such as:

1. Valid identity card (KTP, SIM, or passport).
2. The latest family card.
3. Marriage book for those who are married.
4. Photocopy of birth certificate of the dependent child.
5. 3 x 4 size photo pass as many as 2 sheets.
6. Attach a limited stay permit card (KITAS) or permanent residence permit card (KITAP) to foreign nationals.

After preparing the required documents, the next step is to register yourself online or go directly to the BPJS office according to your residence.

Online registration

Online registration is usually chosen because the procedures are more flexible without having to queue at the BPJS Health office. Following are the steps:

1. Prepare necessary files such as KTP, KK, NPWP card, e-mail address, and active mobile number.
2. Open the website bpjs-kesehatan.go.id through your device (gadget).
3. Fill in the form that has been provided correctly and completely. Includes upload documents in accordance with the conditions or file format requested.
4. Choose the monthly fee and adjust to your financial needs and abilities.
5. Save your personal data and wait for the e-mail notification containing the registration number.
6. Print a virtual account sheet and make payments at the designated bank.
7. After payment is made, you will get a reply e-mail in the form of a Health BPJS e-ID card that can be printed by yourself.
8. You can also print a JKN-KIS card at the nearest branch office. You only need to come to the card printing section by providing data form, virtual account, and proof of payment.

Registration is offline

For offline registration or visiting the BPJS office, be sure to bring all the required documents. After that, you can follow the following steps:

1. Fill in the registration form with complete and true data. Check the form again to make sure all data entered is appropriate and correct.
2. Return the completed form to the officer to enter the data into the system. After that, you will be given a virtual account number and the amount of contributions that must be paid immediately.
3. Make payment of contributions through banks that have collaborated with BPJS Health.
4. Submit proof of payment to the officer to print your JKN-KIS card.
5. Wait until the officer has finished printing your JKN-KIS card. Usually the card will be active after passing 14 working days after printing.

How to register for private health insurance

In addition to the Health BPJS, you can choose other alternative health insurance funds that come from private companies. Same with BPJS Health registration, you can choose to register online or offline.

Online registration

Registering online has the advantage of being more practical and can be done anywhere. However, you must be independent in choosing and understanding the product, including how to register. The terms and conditions of registration are not the same for each company. However, in general the following steps are listed:

1. Prepare the required files such as ID card, family card, birth certificate of the insured, NPWP, and others in accordance with the provisions given by each insurance company.
2. Enter the insurance company site address that you have selected and fill out the form that has been provided online.
3. Choose the cost of the premium per month according to your financial needs and abilities.
4. Save data and wait for the notification of registration number in e-mail.
5. Print a virtual account sheet that has been sent by e-mail.
6. Make payments at the bank that has been appointed by the insurance company concerned by submitting the virtual account number to the teller.
7. After registering, you will usually get a confirmation by telephone from the insurance company concerned.

Registration is offline

Using a way to register health insurance offline is quite beneficial because you can consult directly with the insurance provider. That way, everything you confuse can be explained in detail and assisted in filling it out if you experience difficulties. Here are the various steps you need to skip:

1. To register as a health insurance participant, you need to call in advance and make an appointment with an insurance agent you already know or visit the destination insurance office.
2. Prepare general documents such as ID cards, family cards and birth certificates for participants to be covered.
3. Usually the company will conduct short interviews with prospective customers regarding personal data and other data needed.
4. The agent will make an illustration and explain in detail the benefits and rights and obligations according to the agreed premium.
5. If you already understand, you will be asked to fill out and sign the document and then submit the data to the head office.

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